Risk Management

Charity insurance: our approach to your risk management

Risk is a natural constituent of any organisation; the key to good risk management for charities is preparation and planning – and also being honest about the pressure points, in particular how they relate to your aims and objectives for future development.

Therefore consider us your risk consulting advisor as well as a charity insurance programme designer. Where appropriate, your Gallagher team works collaboratively with you, your insurers and our own risk management team to help deliver the protection you need to put you in better, more cost-effective control of your organisation’s destiny.

While we support the existing charity insurance programmes in place, we also sense check your situation using our knowledge and voluntary sector insurance experience. We can help you to create a strategic risk and insurance plan aligned to your business objectives with current year and longer term objectives. The steps we would agree would help reduce your total cost of risk and deliver your risk management objectives. This process includes identifying gaps in cover, applying preventative measures that can lower your risk profile, limit losses or prepare robust defences in advance to combat likely incidents.

Evaluate, review, identify, design – then review again

Our watchwords for good preparation. We’ll also check the broader charity insurance risk factors at work. For instance; funding streams and potential interruptions plus regulatory, economic, environmental, social, Health & Safety, reputation and cultural influences.

There’s much resource we can deploy should you need it (some will generate additional charges, but we will discuss this fully with you in advance of any work we undertake):

  • Training, seminars, insight bulletins; compliance support, sector benchmarking, risk stress testing and lease/contract reviews
  • Our team of risk management specialists are on-hand to support your not-for-profit insurance programmes
  • Building valuations
  • Our on-line interactive risk management tool with specific charity relevance.

Our approach to Charities and Risk Management

Edgar Flaherty, Director in the Charity division of Gallagher UK explains how we can help a charity as they make a strategic decision to move into a new area that may come with new risks to their organisations.

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You may also be interested in …

Wherever you’re based in the UK and whatever your aims and objectives, we have the voluntary sector insurance solutions and the specialist advice to help protect your organisation. The insurance policies we offer to our clients include:

  • Domiciliary Care

    Our Domiciliary Care policy provides a range of covers for organisations that provide care - whether for the elderly, disabled, or those with learning difficulties.

  • Minibus Insurance

    As a not-for-profit organisation you are able to access cover that is tailored to your needs. We’ve been broking charity minibus insurance in the UK for over 30 years and are here to help you.

  • Youth Club

    We understand the Youth Club sector and have insurance designed to meet the specific needs of Youth Clubs. Our specialist products are testament to our in-house expertise.